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Telephone: 01874 620104
Email: info@breconcreditunion.co.uk

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About Us

Brecon & District Credit Union is a not-for-profit financial co-operative. We are committed to providing affordable, low-cost financial services to everyone within our local community.

Brecon & District Credit Union

TEL:
EMAIL:
ADDRESS:
               







01874 620104
info@breconcreditunion.co.uk
Steeple House,
Steeple Lane,
Brecon
LD3 7DJ







Opening Hours

MON     
TUE        

WED      

THU        

FRI         




11.00am - 12.30pm
CLOSED
11.00am - 12.30pm
CLOSED
11.00am - 12.30pm




Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority 213604

Brecon & District Credit Union © 2019 - All Rights Reserved.
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Loan Products



YOU CAN APPLY FOR A LOAN VIA THE MEMBER'S AREA SECTION OF OUR WEBSITE, HOWEVER IF YOU ARE ON A MOBILE DEVICE THIS OPTION WILL NOT BE AVAILABLE.


YOU WILL NEED TO USE A PC OR A LAPTOP.


YOU WILL BE REQUIRED TO EMAIL YOUR LAST 3 MONTHS BANK STATEMENTS TO SUPPORT YOUR LOAN APPLICATION.


There are three types of loan available from the Credit Union:


1. Express Loan


An application can be made by non-members or existing members.


Loans are available up to £500 and must be repaid within 12 months at current rate of 3% per month (42.6% APR)


2. Secured Saver Loan


Borrow against your savings with a secured loan. Your savings balance must be equal to or exceeds the loan amount requested and will be locked until the balance of the loan is repaid.


Secured loans are available from £100 to £7,500 and must be repaid within 7 years at a flat rate of 4.9% APR


To apply complete a Secured Loan Application form which will be fast tracked for approval.


3. Unsecured Saver Loan


To apply for a Saver Loan, no regular savings period is required.


Our Saver Loan product is available in amounts from £100 to £7,500 (subject to status and approval) and must be repaid within 60 months. The interest rates vary between 26.8% and 42.6% (representative APR) depending on the size of the loan (loan calculator is not yet available, please contact us for a quote)


Applicants will need to complete the necessary loan application form and provide documentation including their last three months bank statements to confirm their income and expenditure.


4. The Payroll Loan


If you are employed by one of our payroll partners you can apply for a loan at a reduced rate providing you set up payroll deduction as a payment method.


The loan has the same terms as a Standard Loan above but with a discount on the standard interest rate of 1%.


For more information on the employers we are currently working with please visit our payroll deduction page.