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Telephone: 01874 620104
Email: info@breconcreditunion.co.uk

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About Us

Brecon & District Credit Union is a not-for-profit financial co-operative. We are committed to providing affordable, low-cost financial services to everyone within our local community.

Brecon & District Credit Union

TEL:
EMAIL:
ADDRESS:
               







01874 620104
info@breconcreditunion.co.uk
Steeple House,
Steeple Lane,
Brecon
LD3 7DJ







Opening Hours

MON     
TUE        

WED      

THU        

FRI         




11.00am - 12.30pm
CLOSED
11.00am - 12.30pm
CLOSED
11.00am - 12.30pm




Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority 213604

Brecon & District Credit Union © 2019 - All Rights Reserved.
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Apply For A Loan



You have to be a member to be eligible to apply for a loan with us.


What you need when applying for a loan


You can apply for a loan by completing a loan application in the office or by applying online.


YOU CAN APPLY FOR A LOAN VIA THE MEMBER'S AREA SECTION OF THIS SITE HOWEVER IF YOU ARE USING A MOBILE DEVICE THIS OPTION WILL NOT BE AVAILABLE TO YOU. YOU WILL NEED TO COMPLETE YOUR APPLICATION ON A LAPTOP OR A PC.


We will need to confirm your income (wages and/or benefits) so the last 3 months bank statements or your most recent Post Office statement will be acceptable. If you are not already a member you will also need to supply proof of ID and address. Please contact us for our up to date ID checklist for full details of what to bring.


For a complete guide about the way we use your details click here or if you have any queries give our staff a ring on 01874 620104.


What happens after you have applied for a loan


Loan applications are generally turned around in 48 hours although in times of high demand this may take longer. You will receive a text message once we have your loan decision.


In deciding whether or not to grant the loan the loans officer/committee will take into account your ability to repay the loan. This is subject to a thorough assessment that includes your past experience of credit and other factors.


All borrowers also have to save a minimum sum of £1, £2, or £3 (or monthly equivalent) in an attached share account, as a condition of the loan. This savings account is "locked" until the loan is paid off, and helps us to lend to other members. It's also a nice bonus for you when you have finished paying your loan.


Don't forget that you are borrowing your fellow members' money - never apply to borrow if you're not completely committed to repaying their trust in you.


How do I make Repayments?


For a list of payments options please visit our "Payment Methods" tab above.


As you'd expect all loans are subject to status and approval.